Thursday, June 20, 2013

Appraisal? Effective Life? WTH

We have made it though two rounds of underwriting for the house and all is well with our finances to move forward to closing and what happens?!?! The appraiser put in his report "life expectancy of home: 25 years?!?!? What the heck does that mean?

As I always try to do, I'm keeping on the sunny side and choosing to believe that this is a positive remark being interpreted poorly by the UW team or a mistake in wording, instead saying, "the house is in excellent shape and appears to be 25 years old." Which would be a positive considering its actually a tad bit older, not sure the tab bit but whatev?!? 

I'm so beyond ready to get settled.....condo life is good, and I'm beyond grateful to have a place to stay while in this transition, especially with the hubs by my side but June 20th has come and gone, which was our goal date. I am a bit to blame for my employer did not reply to verifying employment until the 11th hour, or should I blame them? Always so much easier to blame someone rather than accept true powerlessness. 
We are powerless over the appraisers wording! We have no other choice than to hurry up and wait..... Which is an oxi-moron in itself.

This has been a complete fiasco! I am surprised they have not asked for my womanly organs to get this shit done!
 
Please hear me when I say I'm grateful for a place to rest my head while in transition, but it really is starting to hey old! I feel like I need a vacation from the house loan process! Maybe they will give us a trip when we close for pain and suffering during this time. Doubtful but one can dream?

I'm really really feeling the need to lay by the pool, visit my Bama family and get away from the madness! Then maybe just maybe we can come back to closing date?!?!? I wonder what the odds are for the happening sometime soon? May have to play hookie from work tomorrow afternoon? JUST KIDDING! Kinda.... LOL!

My hubs really wants this house! I can't and don't want to bare the heart break that will come if the appraiser words are legit. Thinking of taking on a side job just to make it happen, but oh what to do?Even the Lil Bill seems to be stressed out over this madness and needless to say it is well past my bed time, as I sit her pumpkin style writing this entry. Arghhhh! Gods will be done not mine.... Repeat! Repeat!

I have been blogging more than I have ever blogged before... Mainly bc no one wants to hear about my high class problems. I can't help but wonder if we should move on to another home??? Then who knows how much longer it will take?!?! Hell no?!? Well unless we have too...

Stay turned....whoever you are that has time to read my meaningless ramble. LOL!

Saturday, June 15, 2013

Peeves and Picnics

The hubs and I ventured out to take the sd and friend out into the great unknown  Southend Catholic church picnic. As I grow older I learn more each day, since no one reads this blog, I will share my thoughts from last night. Shhhh it's a secret!

Here is the top 10 things from this life's lesson (in no particular order.)

1) There really is "no need to argue, parents (or should I said parent) just don't understand." Thank GOD this is true!

2) "No" is a complete, absolute answer and subject conversation ender.

3) God spared me from being a mother due to the fact that I would commit murder if my child dressed like a Lil hoochie. *side note: Young ladies, TRUST ME! That guy you are attracting, dressing like a hooker on the stroll will not buy you diamonds and pearls and if he does, he won't be going to Jared, he'll be going to De Prez!

4) Leopard print does NOT look good on everyone.

5) Apparently there is a direct connection between gambling, the divine and the phrase "winner, winner, chicken dinner!" Who knew?!?

6) If I can't win, I'd rather not play....anything!

7) I am no longer skillful at subtly watching people.

8) Teenagers still hang at McDonalds and in parking lots, doing what "seems" to be absolutely nothing.

9) I don't ever want to experience a hang over again! I do not even want to imagine how some of those folks feel today. #grateful 😇

10) My name is Lisa and I'm addicted to gambling....but ONLY IF I win! 😫 Good thing I hardly ever win. Still love the ponies though.

That  pretty much sums up last evenings lesson. 

Oh what will this evening bring? Need to get positive about the festivities before me, or my next entry on lifes lesson may could include shoving sharp hot daggers in my eye, and that would definitely suck!
Geez just reading that makes me realize I'm being quite the pessimist today. Where is Mr. Rogers when you need him?

Putting on my happy face 😘

Friday, June 7, 2013

Mohawk Drive

Alright I have to be honest, when I first visited the house on Mohawk Drive, I wasn't really that crazy about the house itself. 
First of all the spindles in the foyer HAVE to go (eventually)! The laminate flooring has mysterious grown on me, although I am praying that Doug and I can agree on a nice rug to cover the majority of it, until we can afford real hardwood to replace it.
What has happened to me?  I have found myself to be quite the materials snob as I have aged. I am a tile, hardwood, and Berber carpet kinda gal. Who knew?

However the more visits I make to this get away from the city spot, the more I love it! Regardless of the spindles which still have to be replaced eventually and the laminate floor. I am super excited to move into this place and for Douglas and I, to make it ours! It won't happen over night, but it will happen and I'm certain of it! 
The house inspection came back fairly clean and our appraisal is next! Hoping to find that it appraises well beyond what we have offered for it. I will finally have a basement and Doug will eventually have his man cave!! Needless to say I'm exited! What a beautiful life we have!
That is all for now!

Sunday, June 2, 2013

Moving Onward and Upward!

Needless to say moving from my humble home on Henrietta has been bittersweet, but despite all the stress, hustle, and bustle (that mostly my hubby did) it will all be worth it in the end. 

Praying for gods will with the home that will hopefully be soon ours! It's not our dream home at the moment but one things for sure, we will make it that way!

As our anniversary dates comes to quick close, it never ceases to amaze me that I love him more each and everyday, all of him! The good, the bad, the ugly and the amazing man that he truly is! So grateful we took the leap of faith and faced our fears several years ago. I told him, he would be mine and today he is and I am his! Husband and wife.... Hard to believe but grateful that it is real and true.

For all those that are scared to take a chance and tell that certain someone how they really feel, do it! Even if it means heart break the first few times, eventually it will be the best decision you have made to face the temporary pain for the love that is unconditional and waits around the corner! Pull a Nike and just do it!